Insights

It’s easy to be inspired by the super-profitable renovations and dream rebuilds we see on TV. In real life, the picture can be a little

The new year is a time when most people sit back and set some goals for the year ahead. But why not think about your

You can’t control what happens on financial markets. But you can control one factor to improve your returns. When it comes to investing, there are

Borrowing to invest, also known as gearing or leverage, is a risky business. While you get bigger returns when markets go up, it leads to

Withdrawing part of your superannuation fund balance then paying it back into the account, known as a recontribution strategy, may sound a little strange but

You can get your super when you retire and reach your ‘preservation age’. This is between 55 and 60, depending on when you were born.

Conditions of release of super The conditions of release that must be satisfied for legal superannuation withdrawals. You can withdraw your super when you: turn

Catch up on your super If you’ve had an irregular or interrupted income in the past, you might’ve missed out on opportunities to contribute to super.

Have a savings goal and budget It’s much easier to be a good saver if you have a goal in mind. It might be a

Bucketing is a smart way to manage your money without complicated budgets or spreadsheets. The idea is to set up multiple bank accounts called ‘buckets’

Key takeaways The fundamentals of money management, including goal setting, budgeting, debt prioritisation, and investing for the future. What to do to help ensure your

Key takeaways One of the main things to consider before investing is to have a plan – consider your investment goals including when and how