Insights

Monitor how your shares are performing compared to similar companies or the market overall. Stay up-to-date with company, economic and market changes. This gives you

Key takeaways An understanding of the factors that influence the amount you can borrow for a mortgage, such as income and expenses, Loan-to-Value Ratio, credit

Key takeaways People who are good with money are aware of their finances. They create budgets so they can be on top of their income

Key takeaways According to the Association of Superannuation Funds of Australia (ASFA), to have a ‘comfortable’ retirement, single people will need $595,000 in retirement savings,

Key takeaways Having an SMSF provides more choice and freedom to access investment options that would otherwise be unavailable through a super fund An SMSF

Key points: The Intergenerational Report 2023 released by Treasury gave Australians insight into the national economy from 2023 until 2062 – 2063 The care and

Preparing to retire is emotional and practical. Making a retirement plan can help you manage your finances, and cope better as your life and priorities

What is a salary sacrifice arrangement? Salary sacrifice is an agreement with your employer to contribute a certain amount of your pre-tax salary or potential

Key takeaways A transition to retirement income streams enables you access your super before you retire, once you’ve reached your preservation age—between 55 and 60

Key takeaways The power of compound returns cannot be overstated, and the longer your funds have to grow, the better Spreading your investments across different

Your superannuation investment grows through: your employer’s compulsory super guarantee contributions (concessional contributions) any voluntary contributions out of your pre-tax income, such as salary sacrifice and personal contributions you’re allowed as

Step one: what are your financial pain points? When you start making plans, chances are you’ll both come across financial pain points. In other words,